New nuclear clause in my car insurance policy
Posted: 2003-07-26 02:00am
I was looking over a packet of info that came with my latest car insurance renewal. Typical "here's where we're going to give you less coverage for the same amount" type stuff, but I came across this interesting thing in the 'changes to your policy' section:
(their emphasis)
Of course, if there was a dirty bomb or reactor melt-down close enough to damage my car, I would probably have bigger problems than worrying about a ride...
(their emphasis)
hmm. So I'm no longer covered from damages incurred by solar flares, supernovas, or so called 'dirty-bombs'. Interesting. I never was covered for 'acts of war', but I see that they're worried enough about nuclear damages now that I'm not covered for that anymore. Weird.SECTION IV - PHYSICAL DAMAGE COVERAGES
The following is added to When The Physical Damages Coverages Do Not Apply:
THERE IS NO COVERAGE FOR LOSS TO ANY VEHICLE THAT RESULTS FROM:
1. NUCLEAR REACTION;
2. RADIATION OR RADIOACTIVE CONTAMINATION FROM ANY SOURCE; OR
3. THE ACCIDENTAL OR INTENTIONAL DETONATION OF, OR RELEASE OF RADIATION FROM, ANY NUCLEAR OR RADIOACTIVE DEVICE.
Of course, if there was a dirty bomb or reactor melt-down close enough to damage my car, I would probably have bigger problems than worrying about a ride...