KrauserKrauser wrote:Ok, I know you've gone from rabidly Captialist to rabidly Communist/Socialist so there isn't anyway I am going to change your mind, you tend to make massive swings ideologically on your own time frame, but my debating skills are lackluster at best and this is fun enough.
Actually it's a mating strategy. Seriously.
Uhm, anyway, I'm not advocating communism as such, but a sort of technocratic syndicalism and planned economy based around the
dirigisme.
Which the banks can sell in a foreclosure auction or someone can otherwise make some use of the house without having to resort to theft. Simply because a resource is not being used currently and is lying idle does not give other people the right to claim it as their own, ignoring pre-existing lawful claims to the property.
I am proposing changing the law to
make it lawful on the grounds that it is unethical for businesses and people to allow property to be sit fallow. Note that if they were to, for instance, find a renter, they could preserve the property.
You are going to counter with I don't believe in property rights now because they are all horribly capitalist but be honest you have seen in Soviet Russia that extreme collectivization and ignoring property rights is not the right approach. What's next? If I have a car in the garage that I am using to sell in 20 years can someone come in and steal it because it will be idle for 20 years?
You'd just lose title to it. Notice that I'm not proposing collectivization, just that the government have the right to confiscate things which are, 1., not being used productively, and 2. not gaining in value. So investments could not be confiscated, but a car sitting in the yard going from being worth 5k to 1k with nobody ever driving it would be. The judgement would probably be on whether or not the car is registered and insured; if it is, it's in use. If you don't want it confiscated and you don't want to pay for registration and insurance, then sell it, or take it apart for parts to use or whatever. For instance you'd happily own the home you live in.
And a wealthy person could even still have multiple homes, and just hire someone to take care of the homes they're not using. Since the homes are employing their caretakers by being in the possession of this rich person, they'd remain in use and productive. The key is that if something is not contributing to the economy then it should be seized and re-appropriated so that it will contribute to the national economy.
Yeah, I was basically echoing an earlier comment that your decision to let this guy live with you is not the same as the theft that is going on in this case. The people obviously could not afford these houses and both sides were at fault but McMansion hot button social excess word aside these people are stealing and anyone living there is breaking the law.
So? I don't care about the law, I care about ethics. And that has been a consistent statement of Mike's for a long time, in fact, he's kicked my ass with it several times. Well now I'm on the same page. The law does not exist for the sake of the law, but for people. If the law hurts people in a quantifiable ethical way, change it.
Why does nobody have the right to own a McMansion, what if they like having extra space?
Then they're killing people in Bangladesh by contributing to global warming when they crank up the heat in winter and the A/C in summer, so that they can have rooms twice as large as they need.
Does everyone have to live in a lot size and house size that you arbitrarily deem approrpiate? Every human being that lives on the Earth can be put in Projects within Texas, are you arguing against overconsumption or property rights?
Overconsumption--the right of companies to maintain property that does nothing, the fact they built these houses in the first place--is a component of our modern society of over-consumption. I am actually in favour of certain property rights.
Your counter will be that you think everyone should be living within their means and in harmony with fluffy kittens and puppies. I agree, in a perfect world alot of stuff would be great. Idealism doesn't interact well with reality.
Hell no. The government just needs to put as many checks as possible on the ability of people harm others. In this case it's just as simple as making zoning laws which limit the size of single-family dwellings, an extremely minor change to the existing law code. What's the big deal with that?
But what about a car collection?
If the cars are appreciating in value rather than depreciating, and are therefore an investment, you can register them under a special collectible car license which will exempt them from regular registration and insurance requirements, for instance. There, a solution that would be no more complex than what we already have, since for instance in Washington we already have special Collectible and Classic Car registrations for such vehicles.
What if the banks take notice of this and maintain them or send security with a higher sense of ownership?
This is a ludicrous overexagerration of what's being proposed, you're really not thinking about how the whole regulatory apparatus would work, you're just taking the worst possible interpretation of what I'm saying and running with it.
The people will still be homeless and the banks can easily afford it with the US Government pocketbook currently held permanently open for them, so is the objection that the banks are not performing a good faith effort with respect to exhibitting their ownership or that every possible unused house should be commandeered for people unwilling to observe property rights?
Well, I don't think we should be helping out the banks with bailouts, I think we should be nationalizing them for their failures, so I'm not sure if the rest of this is really relevant in context.
But the cost of the squatters removing the asset from the banks ledger will be replaced with taxpayers dollars from the bailout. What harm is me stealing $500 when the squatters are taking $100,000 in value from a much greater number of people? It's not like this is a victimless crime, there is a definite victim, just in this case this victim is currently very much disliked.
I want to nationalize the banks anyway.
So anything in my closet that I haven't used for whatever arbitrary time period you deem appropriate should be fair game for others? Should they be able to break in and steal anything they want with the view that it is not in use and can be theirs for the low low price of free?
There would obviously be regulatory limits to this, and the government would be the one doing the confiscation. I just supported this effort because it will force a change in the law (like the Recovered Factories did in Argentina, where enabling acts were passed to recognize the seizures), not because I think it's part of the ideal long-term functioning of a society.
I mean these people are going onto the banks property and stealing from them, the bank might not be using them or even be able to use them for 20 years. I might not be able or want to drink a wheel of cheese that I have in a hypothetical wine cellar for 30 years and should it be ok for someone to steal it because it is not actively producing any value? Oh, it has expected potential value in the future? And these houses don't? I hear radio advertisements for foreclosure auctions all the time, these aren't nothing the banks own, they are actually worth something.
And yet many of these houses are
not being auctioned off. There are simply too many houses on the market--some should be seized by the government to, if nothing else, increase housing prices again for everyone else. And we've certainly simply handed the banks enough money to make this viable. Also, we should consider that, for instance, if an act produces jobs and livelihoods, it has a higher right to exist. So, for instance, if a company wanted to sell an old factory for a million dollars to someone who would knock it down and put up condos, I would seize the factory from the company and give it to the group of former workers who had an idea for restoring the factory to regular industrial use. But in the case of homes, it would be harder to seize them.
Super duper for Argentina who for the most part has a ton of issues along with problems with property rights. Saying that the US is in such dire straights that it must now start nationalizing everything in sight is going a bit far.
You may hope. I fear to the contrary. And Argentina is a reasonably developed country, anyway, not some African shitcan.
How regular is ok? If I buy a boat or a car or a vacation house and only use it once a year or every 5 years or 10 or 20? When is often enough to justify someone coming in and stealing it? Laws have been passed that determine these limits, these people are breaking these laws. We're not exactly to the soup line and anarchy phase where rule of law no longer applies.
I am proposing government seizure of assets, with the current theft modality being just a form of protest and activism toward that aim.
You aren't just harming the banks, you are harming the belief in individual property which is a BAD THING, unless you want to argue for collectivization and if so, well you are jumping further and further into the deep end, and will have less and less rational responses.
The belief in individual property is the bad thing, not harming the belief in it... It is better to work for accolades and fame than for wealth.