Darth Wong wrote: According to the scenario, you WILL make it out safely if you run. Therefore, you are trading a 100% guarantee of safety for a a calculated risk of death for both you and your family, simply for the sake of your physical house and its contents.
Okay, my mistake. That is the scenario. But I still have to say, the scenario is very artificial and unrealistic in that regard. I have actually had to deal with some ugly crowds in the course of of my job, and on a least one occasion, my fellow officers and I had to douse them liberally with pepper spray and start swinging our batons.
Any mob that works itself up to burning your house down is a pretty inflamed crowd (no pun intended). They've psyched themselves up to commit a serious felony (arson), and they're doing it because they are filled with anger or hate towards you. Believe me when I tell you they are simply
not going to let you by (and Thunderfire, to whom I was responding, specified they would surround the house). Rather, you could expect to hear: "There he is! GET HIM!!!" as you try to slip away. The next thing you know, you are running for your life. And if they catch you, you may escape with a bad beating if you are lucky. You might end up crippled. You might end up dead, because once termpers get to that point, and you are surrounded by a violent crowd that starts beating you, things can easily get out of hand.
So while I grant you, the scenario specifies you can escape, it is artificial in that regard. It's also important to remember, that if anything like this were actually going to happen to you, you would have absolutely no way of knowing beforehand that there was a guaranteed avenue of escape, even if there was one. You would then have to presume the worst, and act as if not only your property, but also your life was being threatened.