Does anyone has a reason to buy EE savings bonds vs. I bonds?
I bonds have built in protection from inflation so I think they
would be the better deal, right?
EE vs I bonds.
Moderator: Edi
-
TrailerParkJawa
- Sith Acolyte
- Posts: 5850
- Joined: 2002-07-04 11:49pm
- Location: San Jose, California
EE vs I bonds.
MEMBER of the Anti-PETA Anti-Facist LEAGUE
You're makin' me think back to Finance...
I bonds have no guaranteed amount of return, but EE bonds do. I think that's the biggest disadvantage. But like you said they have a variable rate built in that's indexed to inflation, so maybe that isn't really a disadvantage.
I bonds have no guaranteed amount of return, but EE bonds do. I think that's the biggest disadvantage. But like you said they have a variable rate built in that's indexed to inflation, so maybe that isn't really a disadvantage.
BoTM / JL / MM / HAB / VRWC / Horseman
I'm studying for the CPA exam. Have a nice summer, and if you're down just sit back and realize that Joe is off somewhere, doing much worse than you are.
-
TrailerParkJawa
- Sith Acolyte
- Posts: 5850
- Joined: 2002-07-04 11:49pm
- Location: San Jose, California
The only way to not get any return on an I bond is under deflation. But even then the principle is protected. I guess with an I bond you have to pay the face value up front , while with a EE it is half the face value.Joe wrote:You're makin' me think back to Finance...
I bonds have no guaranteed amount of return, but EE bonds do. I think that's the biggest disadvantage. But like you said they have a variable rate built in that's indexed to inflation, so maybe that isn't really a disadvantage.
MEMBER of the Anti-PETA Anti-Facist LEAGUE